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Financing

HGregoire makes financing simple. You can easily get pre-approved online in 24 hours or less! We have minimum financing requirements and a 99% approval rate.

  • Can I get pre-approved online?
  • When is my first monthly payment due?
  • Can I split my down payment into multiple payments?
  • When is the down payment due and is it refundable after a 7-day money-back guarantee?
  • Can I use a credit card for my monthly payments or for my down payment?
  • Does applying for a credit application affect my credit score?
  • What is the minimum amount you can finance a car for?
  • Should I tell you everything about my current credit situation and history?
  • My credit application has been approved at another dealership, but they don’t have the vehicle I want. Can I make an application at HGregoire without affecting my credit?
  • I don’t have a job or I don’t have any declared income. Can I get a loan?
  • Can I increase my down payment?
  • Can I use a co-buyer?
  • How are my financing terms determined?
  • Can I still finance my purchase through HGregoire if I have bad credit?
  • Can I use my bank or credit union to finance my purchase?
  • Which banks does HGregoire work with?
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